What is HomeDPS ?

HomeDPS is an alternative home ownership platform to help make everyone’s dream to own a home come true. Many are denied of their dream home due to failure to obtain a loan to purchase their home. Wait no more, we provide a solution to make home ownership real and affordable.

Introducing the Home Deferred Payment Scheme (HomeDPS), an innovative and first-of-its-kind home ownership scheme in Malaysia. This scheme is suitable for first time home buyers, up graders and investors.

The scheme aims to offer lower monthly repayment and reduce repayment period to about 12-15 years, thus minimising total ownership costs. While meeting the housing needs of the people, we also aim to help solve property unsold/overhang issues for the developers.

Why HomeDPS?

Home Deferred Payment Scheme (HomeDPS) help home buyers purchase their desired property without the need to obtain a mortgage from banks or financial institutions.

For Purchasers

Lower monthly repayment.

Shorter repayment period.

No interest hike risks.

For Developers

Boost sales and no booking cancellation.

Immediate cash flow and continuous revenue.

Enhanced marketing and branding.

Home Purchase with Mortgage

  • Subject to approval from financier.
  • Interest rate risk.
  • High repayment.
  • Repayment 30 - 35 years.
  • Developer revenues ends with sales.
  • Total cost of ownership high.


  • No mortgage/loan application required.
  • No interest payment.
  • Lower monthly repayment.
  • Repayment 12 - 15 years.
  • Continue to enjoy value added services provided by the developer.
  • Lower total cost of ownership.

Other Home Ownership Scheme

  • Subject to approval from financier.
  • Interest or without.
  • Higher repayment.
  • Enjoy only for 5 years.
  • Developer revenues ends with sales.
  • Total cost of ownership high.

How HomeDPS Works ?


Register with your profile online.


Choose desired unit from projects participating in the scheme.


Choose scheme variant that meets your needs.


Submit required documents for verifications.


Pay deposit once accepted by developer.


Sign legal documents with developer.


Take vacant possession and move-in.


Pay monthly repayment amount.


Transfer of ownership upon full settlement.

Our Listed Properties

Choose and apply from a list of participating projects and properties here. The process is simple and quick.

Contact Us

For further information or request for a presentation, please contact us at:

  • +6 012-2008760
  • hello@homedps.com
  • Suit 2, WOTSO Kuala Lampur, Level 2, Mercu Summer Suites, Jalan Cendana, Off Jalan Sultan Ismail, 50300 Kuala Lampur, Malaysia.